Terms of use


Updated on 21st December 2022

This page provides information about who we are and the legal terms and conditions that may apply to your use of apf-business.co.uk


This website is owned and operated by APF Business Ltd, a company registered in England and Wales (company registration number 8832114) whose registered office is at 72 Hopwood Road, Middleton, M24 6HY. Our registered VAT number is 178 662 463. Unless we say otherwise, we use the terms “APF Business”, “we” and “us” on this website to refer to APF Business Ltd throughout the website terms and conditions, which include the Website Terms of Use and our Privacy and Cookie Policies.

If you want to ask us anything (whether about our services, this website, any of our terms and conditions, or otherwise), then please contact us.


The Website Terms apply to your use of the APF Business website at www.apf-business.co.uk (the “Website). The Website Terms apply regardless of how you access the Website, including any technologies or devices by which APF Business makes the Website available to you. You must read these Website Terms carefully, and we recommend that you print and keep a copy for your future reference. By accessing, browsing, using, or registering on the Website, you confirm that you have read, understood and agree to these Website Terms in their entirety. If you do not agree to these Website Terms in their entirety, please do not use this Website.

All legal notices on this Website, which relate to your use of the Website together with all applicable terms and conditions and our Privacy and Cookie Policies govern your use of this Website.


You may only use this Website for lawful purposes and you may not use it in a way that infringes the rights of anyone else or that restricts or inhibits anyone else’s enjoyment of the Website.

You may not, without our prior written consent, copy, reproduce, crawl, frame, republish, download, print, post, distribute, re-post, broadcast, record, transmit, edit, communicate to the public, link to, deep-link into, or distribute in any way the web pages or materials on the website or the computer codes or elements comprising the Website other than solely for your own personal or internal business use. You may not use the content of the Website for any commercial purposes whatsoever.


All rights, including copyright and other intellectual property rights, in and to this Website are owned by or licensed to APF Business.

Your use of the Website and its contents grants no rights to you in relation to our intellectual property rights, or that of third parties, in the Website or its contents. By submitting information (other than your personal data), text, photos, graphics, or other content to the website you confirm that you have the right to use the same and grant us a right to use such materials at our own discretion (with or without accreditation) in any media including, without limitation, to edit, copy, reproduce, disclose, post and remove such materials from the website.

You further agree to execute all such documents and do all such acts and things as we may reasonably require in order to assign any such rights to us and to waive any moral rights you acquire in or to the Website.

Please read and understand the below before posting reviews or any other user-generated content on our Website or social media sites:


Other than personal data (which is subject to our Privacy Policy and Cookie Policy) all comments, blogs, feedback, suggestions, questions, ideas, artwork, images, product or marketing ideas, and any other submissions disclosed, submitted, or offered to APF Business on or through the website or otherwise disclosed, submitted or offered by you (collectively, “Submissions”) shall become and remain the property of APF Business once submitted. You must comply with the content standards set out in these terms. You warrant that you own or have the right to use any Submissions and that your Submissions will comply with these standards and guidelines.


These terms also govern any Submissions you make on any APF Business related third-party website or page such as our Twitter, LinkedIn, or other social networking sites. All comments, images, videos, and any other type of material posted on any third-party social networking site do not necessarily reflect the opinions or ideas of APF Business or its employees and APF Business is not responsible for any such content. In any event, all material posted on any third-party social networking site must comply with these terms and the third-party social networking site’s Terms of Use, as applicable.


A disclosure, submission, or offer of any Submissions and your agreement to these terms and conditions shall constitute an assignment to APF Business of any intellectual property rights. Whenever you make use of a feature that allows you to upload material to our site, including questions, to make contact with other users of our site, or to make Submissions on any APF Business related third-party website or page, you must comply with the content standards set out below and these terms. Any third-party advertising on APF Business pages of third-party social networking sites is not the responsibility of, or endorsed by APF Business. All rights, including copyright on APF Business pages, are owned by or licensed to APF Business. Any use of any APF Business social networking pages or their contents, including copying or storing them in whole or in part, other than for your own personal, non-commercial use is prohibited without the permission of APF Business. By making a Submission you confirm that the Submission is your own and that the content does not infringe on the material, trademarks, or intellectual property of others.


Any material you upload to our Website will be considered non-confidential and non-proprietary, and we have the right to use, copy, distribute and disclose to third parties any material in the Submissions for any purpose. We also have the right to disclose your identity to any third party who is claiming that any material posted or uploaded by you to our site or any APF Business related third-party social networking site constitutes a violation of their intellectual property rights, or of their right to privacy. We will not be responsible, or liable to any third party, for the content or accuracy of any materials posted by you or any other user of our Website. We have the right to remove any Submissions you make on our Website if, in our opinion, such Submission does not comply with the content standards set out below.


If you require an immediate response from us or have a comment about our service please contact us directly for a quicker response.

Submissions should not include:

profanity, blasphemy, spiteful, racist, sexually explicit, sexually gratuitous, or discriminatory comments or content that might be considered to be harassment, abuse, or threats against the personal safety or property of others comments about other reviewers or bloggers’ remarks that repeat criminal accusations, false, defamatory or misleading statements material which impersonates others or personal information about anyone, including yourself, such as phone numbers, postal addresses or credit card numbers spam or advertising third party brand names or trademarks HTML code, computer script or website URLs information about APF Business suppliers.
APF Business, in its absolute discretion, reserves the right to not publish the Submission or remove it, or take any appropriate action if deemed necessary. Please let us know if you see any Submissions which do not comply with our rules.


To the extent permitted by applicable law, APF Business disclaims all representations and warranties, express or implied, that content or information displayed in or on this Website is accurate, complete, up-to-date, and/or does not infringe the rights of any third party.

The views expressed in user-generated content are the opinions of those users and do not represent the views, opinions, beliefs, or values of APF Business or any of its group companies.


APF Business uses reasonable efforts to ensure that this Website is free from viruses and other malicious or harmful content. However, we cannot guarantee that your use of this Website (including any content on it or any website accessible from it) will not cause damage to your computer or other devices. It is your responsibility to ensure that you have the right equipment (including antivirus software) to use the Website safely and to screen out anything that may damage or harm your computer or other devices. Except where required by applicable law, APF Business shall not be liable to any person for any loss or damage they suffer as a result of viruses or other malicious or harmful content that they access from or via the Website.


We have placed links on this Website to other websites we think you may want to visit. We do not vet these websites and do not have any control over their contents. Except where required by applicable law, APF Business cannot accept any liability in respect of the use of these websites.


We exclude all representations, warranties, conditions, and terms (whether express or implied by statute, common law, or otherwise) to the fullest extent permitted by law. We accept no liability for any losses or damages which are not reasonably foreseeable arising out of or in connection with these Website Terms or your use of the Website.


You are responsible for maintaining the confidentiality of your password and account and any activities that occur under your account. APF Business shall not be liable to any person for any loss or damage which may arise as a result of any failure by you to protect your password or account.

These exclusions shall be governed by and construed in accordance with English law. If any provision of these disclaimers and exclusions shall be unlawful, void, or for any reason unenforceable then that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.

Nothing in these Website Terms shall exclude or limit our liability for personal injury or death caused by our negligence. In addition, these Website Terms shall not limit or exclude any other liability that we are not permitted to limit or exclude under applicable law.


Only you and APF Business shall be entitled to enforce these Website Terms. No third party shall be entitled to enforce any of these Website Terms, whether by virtue of the Contracts (Rights of Third Parties) Act 1999 or otherwise.


These Website Terms set out the entire agreement between you and us and supersede any and all prior terms, conditions, warranties and/or representations to the fullest extent permitted by law.


Any matter that arises out of your use of this Website (including any contract entered between you and us through the Website) shall be governed by the laws of England and Wales and subject to the exclusive jurisdiction of the courts of England and Wales. All contracts shall be concluded in English.


We reserve the right to change and update these Website Terms from time to time and recommend that you revisit this page regularly to keep informed of the current Website Terms that apply to your use of the Website. By continuing to access, browse and use this Website, you will be deemed to have agreed to any changes or updates to our Website Terms.


Our Privacy and Cookies Policy explains what personal information we collect about you when you use the Website, and you can view our Privacy Policy here and our Cookie Policy here. You can also read about APF Business’s accessibility statement here. Please note that when you agree to these Website Terms you shall be deemed also to have read, understood, and agreed to our Privacy and Cookie Policies in their entirety.